The single focus of our organization is to be the most useful, reliable
and efficient provider of Financial services.It is our continuous
endeavor to be a trustworthy advisor to our clients, helping them achieve
their Financial goals.
We are SEBI approved merchant bankers, investment
advisors and financial planners. We have a track record of ethical
dealings for the last 42 years and have had the honour of helping
millions of investors achieve their life's financial goals.
We offer you a comprehensive range of financial products and services,
which will help you achieve your life's financial goals all under
one roof.
» Company fixed deposits
» Bonds
» Mutual funds
» Life insurance
» General insurance
» Pension schemes
» Post office schemes
» Tax saving schemes
» Insurance linked investment
schemes
» Initial public offerings
» Housing loans
» NRI schemes
» Car insurance
» Investment planning
» Retirement planning
» Insurance planning
» Children's future planning
» Tax planning
» Short-term cash flow
planning
We have a well-trained professional team comprising of MBAs, CAs,
CSs, Financial Analysts, Financial Planners, Investment Experts,
Insurance Experts, and Law Graduates.
Company Fixed Deposits offer better returns than Bank Deposits with
minimum lock-in periods.
Bajaj Capital offers select Fixed Deposit Schemes of reputed Manufacturing,
Finance and Government companies. We offer you wide range of Company Deposit schemes
Bajaj Capital arranges taxable and
tax-free bonds from Central and State
Government Institutions.
Mutual Funds give you market
related, realistic returns through proper diversification of risk
by investing in debt and equity instruments. They also give you
transparency in transactions, anytime liquidity and tax-efficiency.
We offer you over 2,000 Equity Funds, Debt Funds and Liquid
Funds.
- Provides for dependents in case of a mishap.
- Replaces earning power if disabled.
- Protects your ability to meet accumulation, education, marriage
goals.
We all have financial responsibitities, in the absence of the bread
earner, it becomes very difficult to fulfil these. This is the reson
for getting yourself and your loved ones a life cover to give you
peace of mind also giving protection for critical illness and monthly
income.
- Addresses healthcare concerns.
- Provides for auto, home and personal liability protection.
- Provides for potential long-term care costs.
- Plans for business continuation.
While you grow your wealth, you must protect yourself from a stroke
of misfortune, which could take away some of your wealth earned over
so many years.
A pension scheme is a savings plan that is designed to grow over
time to provide you with an income during retirement.
The government provides tax incentives that allow your fund to grow
virtually tax-free.
We arrange housing loans for you while helping you save sizeable
amounts of tax in the bargain. The loans are for purchase, construction,
renovation, etc, and are from the leading Housing Finance Companies,
offering competitive interest rates at your door step.
We offer automobile solutions to safeguard your vehicle from theft,
accidents, and other mishaps, ensuring you very easy and hassle
free procedures.
Financial Planning is the process of meeting your life's goals through
proper management of your finances. The process includes gathering
relevant financial information, setting your goals, examining your
current financial situation and formulating strategies for how you
can achieve your goals, given your current financial situation and
future plans. At bajaj capital we are dedicated to the financial
planning approach and give you advice only after understanding your
financial needs.
Everyone should have secure savings for a rainy day. Once these
are in place, you have to start thinking about investing for the
future. We help you plan your investments so that you may reach
your personal goals by investing according to the risk that you
can bear and your recommended mix of investments.
We analyze your income, expenses, assets and liabilities to see
which budgeting techniques you can use to help you reach your current
and long-term financial goals.
Your greatest asset during your working years is your ability
to earn an income. It is important to adequately safeguard this
asset to ensure that your cash flow will continue in the event
of an unexpected disaster. Your insurance policies will help you
protect yourself and your dependents (if any) against any unforeseen
odds.
One of the most important financial goals for every parent is to
plan their children's futures so that they can make the steps to
success easier for them to climb. Owing to the steep rise in the
cost of higher education and marriage, it has become essential to
start planning and saving for these events well in advance. We can
help you achieve these goals by suggesting prudent investment avenues
to you.
We all long that one day we are able to purchase our dream house,
car or other assets. To help you fulfill these goals, we give you
advice on how to accumulate the funds to purchase these assets by
suggesting monthly savings plans and other investment instruments
that will make your money grow to the required amounts.
By planning your taxes, we help you reach your personal goals by
identifying how to increase your income by saving taxes and by helping
you invest in tax saving instruments that fit your personal portfolio
and situation.
Planning your income for retirement is one of the most important
financial decisions you will ever make. You have to plan your finances
so that you may maintain the same standard of living when you are
no longer working. In order to ensure that you enjoy your retirement
without financial hardships, we urge you to make your own pension
plans like Public Provident Fund, with our help.
"Wealth Management Group" offers Wealth Management Services
for High Networth Individuals
Bajaj Capital offers tailor made Investment Advisory and Financial
Planning Services customized exclusively to meet the needs of high
networth individuals. Some of the additional services offered are:
» Dedicated relationship
managers
» Periodic portfolio review
» Regular update of portfolio
valuation
» Need based advice
"Financial Planning Group" offers
comprehensive Financial Planning Services for long-term investors
We pride ourselves in helping you meet your life's goals.
We do this by helping you assess your goals, plan for them and finally
implement them. We take a comprehensive approach to planning your
future by including in each financial plan, solutions in all of
the following areas:
» Investment Planning
» Insurance Planning
» Cash flow Planning
» Children's Future Planning
» Tax Planning
» Retirement Planning
We keep you
updated on the latest opportunities in the World of Investments.
Our advice is all 'need
based.' We give you customized advice only after understanding your
financial goals,risk tolerance and other priorities in life.
Our professional research team will help you with advice that
is thoroughly based on the analysis of market dynamics, government
policies and a close monitoring of global developments.
We help you achieve your financial goals by assessing
your risk tolerance level and recommending to you a suitable asset
allocation model for your investments.
We
have a vast network of branches all over India, helping you to get
services at your doorstep.
Through
our in-house publications like Bajaj Capital Investors India, Investors
Outlook, Investoment's Select List and others, we keep you updated
on the latest opportunities in the world of investments.
We have branches
spread nationwide, covering all important Indian cities almost every
nook and corner of the country.
You
get easy transactions and tailor-made solutions through our 'Investment
Centres' even at the tinkle of a phone.
We offer Financial Planning for housewives, celebrities, players,
doctors, architects, professionals, ambassadors, army officers
and the likes
This is
our monthly magazine that will help you take the right decisions
in matters relating to investments, based on the principles of
financial planning. (Priced Publication)
This
is a fortnightly newsletter that helps you choose the best options
available to you for investments during that period. (Free of
Cost)
Investment's Select List: This is a monthly list of the latest
investment options covering all financial products like Company
FDs, Equity Mutual Funds, Debt Mutual Funds, Insurance Schemes,
and others investment options. (Free of Cost)
This is a monthly
research report which gives an overview of the debt and equity
markets and a comprehensive analysis of the various mutual funds'
performance based on parameters like risk exposure, return fluctuation
and other statistical performance metrics. It also gives a technical
trend analysis of the market. (Free of Cost)
This
is an annual guide that gives you a comprehensive idea about how
to maximize tax benefits by availing beneficial provisions in
the tax laws. It educates the reader on how to avail certain exemptions,
deductions, rebates and reliefs, in order to minimize their tax
liability.
Bajaj Capital is one of the oldest and largest Investment Advisory
Companies in India, in operation since 1964.
Bajaj Capital has a vast network of 109 offices spread all across
the country. Our team of over 1500 highly motivated professionals
include MBAs, CAs, Financial Planners, Financial Analysts, Insurance
Experts, Investment Experts and Law Graduates. Our operations are
fully computerized.
SEBI Authorization.
Bajaj Capital is a Securities and Exchange Board of India (SEBI)
authorized Merchant Banker and Investment Advisory Company. SEBI
is a government body specially created for investors' protection.
After Sales Service
"Service with a smile" is our motto.
Our role does not end when you have made your investments. We feel
obliged to solve all of your queries and grievances even after you
have invested with us.
We are a full-fledged "Financial Supermarket" offering
advice to our clients on a large variety of financial products.
We have a full-fledged Research Centre that constantly monitors
and analyses the industry, economy and various scheme performances,
helping us give you unbiased investment advice.
We are
one of India's few Independent Investment advisory companies. We
are not promoted by a bank, a mutual fund or an NBFC, and hence
are able to give you truly neutral advice.
Our largest
strength is our vast and dedicated clientele of around 6 lac individual
investors all over India.
» Do not invest directly
in the stock market. Take the Mutual Funds route.
» Safety of principal
should be of prime importance. We believe in a controlled (risk)
approach to investments.
» Do not let inflation
eat up your money in a savings bank account. Go for superior and
stable returns.
» Have a look at your
financial objectives. Your investments should depend upon them.
» Take the long-term
approach to equity investments.
» Diversify your investments.
Do not put all your eggs in one basket.
» Keep a reasonable
amount of liquid cash to meet your emergency needs.
» Take a balanced approach
to investing. Avoid risky investments as well as an overly cautious
approach to Investing.
» Monitor your investments
once a month and take corrective action, if required, immediately.
» Do not try to time
the entry and exit of your investments.
» Every time is a good
time to invest if you have a long- term outlook and keep investing
regularly.
» Put no more than 10%
of your total investments in one company.
Risk and return are two inseparable parts of an investment strategy.
They have a direct Higher the risks higher are the returns and
vice versa. The very basic consideration of an investor while
investing his money are how to maximize one's returns will he
get and what are the risks involved in investing in a particular
investment.
Bank Deposits are too defensive, offering very low, real (post
tax & inflation) returns. On the other hand, investing in
equity shares is too risky. Always take the middle path approach
by investing in a wide array of instruments to have an optimum
risk trade off.
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