Saturday, May 6, 2017

Mutual Funds - A Favourable Tax-Efficient Investment Option


Big_a_014553.jpg

Viswajeet Parashar, Sr V.P & Group Head - Marketing

Fixed deposit has always been one of the safest and favorable investment options for many. But, post demonetization, bank have started cutting the interest rates on fixed deposits, all thanks to the huge inflow of cash into the banks.

Read More
Saturday, April 8, 2017

Fixed Deposits - A Newbie Woman Investor's Safe Investment Choice


Big_women_125718.jpg

Shikha Bhatnagar - Executive Vice President, private banking, Bajaj Capital.

Once a husband asked his wife to check his 'balance.' She walked to him and gave him a big 'push' to check his balance. Shocked, the husband replied balance as in 'Account Balance.

Read More
Saturday, November 28, 2015

Earn 8% Return with Government of India Savings Bond


Big_rbi-logo_042546.jpg

Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

As most of the Banks have reduced their FD Rates to 7.50-8%, Government of India 8% Taxable Bonds have got attraction being 100% secured and guaranteed by RBI on redemption. GOI (Government of India) bonds are low risk debt instruments issued by the Government of India against underlying assets of the government.

Read More
Monday, November 2, 2015

Debt Funds v/s Bank FD


Big_debt_062107.jpg

Kumar Pushpraj

A pure debt fund is a mutual fund which would generally invest its corpus in assets generating fixed income. The underlying investments are generally in Central and state government bonds, treasury bills, government securities, high credit rating corporate non-convertible debentures etc.

Read More
Thursday, October 15, 2015

Generate better returns than Bank FDs


Big_Big_FD_final_062948 (1)_062543.jpg

Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

After recent rate cuts by RBI, most of the banks have started reducing the interest rates in Fixed Deposits. On an average, banks have cut one-year deposit rates by 130 basis points (1.3%) in the last one year.

Read More
Monday, September 28, 2015

Tax Free Bonds: Grab the attractive yield


Big_tfb_053654.jpg

Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

While going through news articles, discussions on TV and listening from your financial advisor, you must have got a fair idea about the tax free bonds. Now you know what they are and how they yield return which is completely tax free.

Read More
Saturday, September 12, 2015

What if a company FD holder dies?


Big_Big_FD_final_062948_061807.jpg

Anil Chopra- Group CEO & Director, Bajaj Capital Ltd.

Death is a certainty and we cannot avoid it. If a company FD holder dies before the maturity of the fixed deposit, in this case, it is the duty of his survivors to claim the money. Here is how you can overcome this situation:

FDs are a popular investment option among the retired individuals.

Read More
Tuesday, August 18, 2015

Five Reasons Why You Should Invest in Company Fixed Deposits


Big_FD_final_062948.jpg

Team Bajaj Capital

Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits. Company FDs have become a popular choice only due to the fact that they provide higher returns when compared to the FD schemes being offered by private and public sector banks.

Read More