Bajaj Capital :: Financial Planning :: Investment Planning

Best workplaces 2008 - Bajaj Capital Ranked 24^th across all industries | Bajaj Capital won Smart Workplaces Awards 2008

Home | About Us | Careers | Contact Us | Site Map

Login

1		The age group I belong to is:
	a	21 - 30 Years
	b	31 - 35 Years
	c	35 - 45 Years
	d	45 - 55 Years
	e	Above 55 Years

2		I have:
	a	More Then 3 dependents
	b	1-3 dependents
	c	No dependents

3		Which statement best describes your approach as an investor?
	a	I am very cautious about taking risks, and I want to avoid losses.
	b	I am somewhat cautious about taking risks, and I can handle relatively small losses.
	c	I can take some risks that are generally associated with greater account growth potential but i wish to minimize short-term losses in my account.
	d	I am open to taking risks for growth potential. I am less concerned about short-term (less than one year) losses or gains; I am more interested in long-term growth..
	e	I am risk taker and want to maximize the growth of my account over the next decade or longer. I am not concerned about short-term losses.

4		When is your next big spending due/expected?
	a	Less than 1 year
	b	Between 1 year – 3 years
	c	Between 3 years – 5 years
	d	More than 5 years

5		Do you have an emergency fund set aside to meet any unexpected requirement?
	a	No, I do not have any money for emergencies.
	b	I have enough to meet one month's expenses.
	c	I have enough to meet two to three months' expenses.
	d	I have enough to meet four to six months' expenses.
	e	I have more than six month's worth.

6		You receive an unexpected bonus equivalent to three months'salary,Will you:
	a	Put it in a bank deposit at 5% guaranteed return?
	b	Invest it in an instrument which gives a return in the range of 4 -7%.
	c	Invest it in an instrument that gives a return of around 15% p.a. with a downside 3 risk of 10%.

7		How often do you monitor your investments?
	a	Daily or Weekly
	b	Monthly
	c	Occasionally

8		When you make an investment decision, you
	a	Decide on gut feel.
	b	Seek advice from friends and well-wishers.
	c	Rely on your investment advisor.
	d	Analyze all options thoroughly.

9		Investments with higher short-term volatility are more likely to have a greater chance of meeting long-term goals. Conversely, investments likely to provide stable returns and minimum short-term losses are less likely to meet long-term investment goals. With this in mind, which of the following is most consistent with your investment attitude.
	a	Avoiding short-term losses is more important to me than meeting long-term goals.
	b	I am equally concerned about avoiding short-term losses as well as meeting long-term goals.
	c	I am willing to bear short-term fluctuations to maximize the chance of meeting my long-term goals.

10		The chart below shows possible growth of Rs. 100 over a five-year period for a series of different investment strategies. Which of the five scenarios are you most comfortable with as an investor?
	a	130 to 160
	b	110 to 176
	c	90 to 200
	d	77 to 250
	e	59 to 280

11		What percentage (%) of your portfolio is allocated to Equtiy currently
	a	No investment in Equity
	b	Upto 10%
	c	Between 10% to 30%
	d	Between 30% to 60%
	e	More than 60%