Monday, February 15, 2016

Health Insurance: Disclose all Facts to Reduce the Risk of Rejection


Mukesh Kumar- Executive Director, HDFC ERGO

Having Health Insurance is not an option anymore – it is a necessity today due to the rising medical costs. Yet, adequate care is not taken while buying a Health Insurance – a product that is so critical.

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Thursday, January 7, 2016

How to Avoid Health Claim Rejection - Some Tips


Bajaj Capital Claim Team

Sometimes in life, we may face physical as well as financial crisis, both, at a time. In those moments Health Insurance becomes our benefactor. Being covered by a health insurance implies that we cover those unpredictable moments more securely.

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Tuesday, October 13, 2015

Comprehensive Motor Insurance: Minimize Your Expenses


Mukesh Kumar, Executive Director, HDFC ERGO

A personal car is an object of luxury or necessity depending on the way one looks at it. This object of luxury/ necessity comes with its own set of risks. The ownership of a car may cause heartburn in the unfortunate event of damage, accident, loss of car, third-party liability, etc.

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Monday, October 12, 2015

Zero Depreciation Car Insurance Cover


Narender Anand, Sr. VP & Product Head - GI, Bajaj Capital Ltd.

Mr. Raj Verma got furious as he had to spend Rs 30,000 from his pocket towards repairing of the car. The comprehensive car insurance, which he bought last year, only reimbursed Rs 70,000 after factoring in depreciation.

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Monday, September 14, 2015

Motor Insurance: Ignore small claims for bigger benefits


Kumar Pushpraj

Most often we find ourselves in dilemma while deciding to file a claim for our car or bike insurance. Accidents are worrisome but we have a sense of financial security due to the effective motor insurance, now suppose your car met with an accident and it was not a major one, should you be filling a claim? Well, insurance is based upon the concept of risk and simply put higher risk is bound to increase the premium.

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Tuesday, July 28, 2015

Insurance Grievances - What to do?


Team Bajaj Capital

You carefully selected an insurance scheme, submitted a complete list of documents while purchasing policy, furnished every information with utmost truth, have been paying your premiums on time and now, you have got all the rights to reap benefits when in need.

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Wednesday, January 7, 2015

Importance of Timely Intimation & Submission of Claims


Mr.Narender Anand-SVP & Product Head - General Insurance

Insurance is a business of long-term investment and association. A crucial 'Moment of Truth' for the insured is the experience at the claims stage. This is the time when we  gets the opportunity to deliver the promise made to the client.

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