Understanding the Difference Between Mediclaim Insurance and Critical Illness Rider

Written on Saturday, April 22, 2017
By Mitali Sharma

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Right savings and investments strengthen your financial security. But medical emergencies can burn a big hole in your savings and disturb your complete financial foundation. However, there is nothing to panic about medical emergencies, at least from the finance point. Having a medical insurance for self and family ensures that you will have the requisite finance at the time of medical emergencies that too without disturbing your savings. This prevents you from incurring the financial losses.

Health insurance policy or mediclaim policy is purely health insurance. It falls under the category of General Insurance.

Critical Illness Rider is an added benefit over a Life Insurance policy, so it falls under the category of Life Insurance.




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