Krishnan Ramachandran

Krishnan Ramachandran

MD & CEO Niva Bupa Health Insurance

BiographyBiography

Suggestions to Youth

  • India is one of the few places in the world where health insurance industry pays for COVID. And in partnership with distributors such as Bajaj, we've had the unique privilege of serving Indians.”
  • “Omicron is also just another viral infection. So if hospitalization is needed, it will be covered under your existing policy as per the policy .
  • “For landing in to right Health Insurance plan, One is to make sure that you select the company correctly and select the product appropriately.”
  • “There is a lot of evolution and catch up that needs to be done for these two industries and ensure health insurance and health care together are able to deliver better health outcomes for our population.” 
  • People should be Financially secure against the 3D’s that are in order of lowering frequency. These D’s are Disease, Disability and Death.
  • Today's Scenario is quite different from most mature markets in that whether it's the US, Europe, Canada, Australia, or even Singapore, companies sponsor health insurance in a very, very big way. In addition, there is social insurance, where the government funds health insurance. 

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