Vibha Padalkar

Vibha Padalkar



Vibha Padalkar is HDFC Life's Chief Executive Officer and Managing Director. Health, pensions, savings, and investments are some of the products offered by HDFC Life for both individuals and groups.

She has made an invaluable contribution to grooming HDFC Life since August 2008.

As a chartered accountant by profession, she became CEO of the company in 2018 and has directed it to become one of the leading insurance companies in the country. Prior to her appointment at HDFC Life, Ms. Padalkar worked in varied sectors, such as global Business Process Management, global FMCG, and an international audit firm. She is a seasoned industry veteran. In addition to being recognized four times as one of Business Today's 'Top 30 Most Powerful Women in Business for the past several years, Vibha has received numerous awards from ICMA, The Economic Times, and IMA India. Most Recently, Vibha was recognized by Fortune International and Fortune India as one of the most powerful women in business

Suggestions to Youth

  • We are not even halfway up the mountain. We are just one-fourth way towards the hill. There are eternal peaks in Life, never give up hope and always aim to reach higher.
  • One can only fool people for a short period, but in the long run, if one doesn't possess profound domain knowledge and experience, they will soon be dispensable.
  • Acquire skills in your present job and deeply understand your career and related skills to be strong enough to hang your hat on it.
  • Rather than focusing on what the company is paying in terms of salary, experience perks, etc., people should consider what they can bring to the table. You will only succeed if you add unique value to the table.
  • All eggs should not be placed in a single basket. It's advisable to have a diversified portfolio for the long run. In addition, a certain critical mass of one's savings should be held in a non -negotiable long-term instrument.
  • It could be a big defining moment if we can create a CIBIL Score parallel for Insurance.
  • Today people are critically looking at Consumption and Legacy planning. That's the market flow, and we should aim at that.
  • One should purchase Life Insurance sooner than later because once a company has sold Term Insurance, it can not Re- Price it under any circumstances. Unlike Mediclaim or Motor Insurance, which is periodically repriced.

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